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It may have taken you a number of decades, but buying your dream classic car is only a heaven-sent gift if you can afford classic car insurance premiums. If you are considering purchasing classic car insurance with a general broker, it may be an idea to consider going through a tailored classic car insurance organisation.

A major downside to purchasing classic car insurance through a general broker is that they will not take into consideration the true value of the vehicle. Your classic car will be judged on the book value of the vehicle as opposed to the rarity or the demand for such a motor.

Stated value and Agreed value classic car insurance policies are the most protective to older vehicles as they allow a verbal agreement between the owner and the insurer regarding a suitable and realistic value thus allowing your classic car to be covered for its true worth.

Many tailored classic car insurance providers can offer a significant deduction on premiums if they are registered with official driving organisations and clubs which underline a significant commitment and interest in classic cars. Tailored classic car insurance providers take into account that classic car owners take great care of their vehicle and as a result provide cheaper overall premiums.

read full article: Classic Car Insurance – Dont Break the Bank for Your Dream Car
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